Features
LendSmart bundles borrower management, loan origination, repayment tracking, lending reports, multi-user approvals, and reminders into one secure workspace.
A single source of truth for every person you lend to. Capture contact details, notes, and a full history of every loan and repayment they have ever made with you.
Why it matters
Searchable borrower directory. Contact details, notes, and tags.
Create loans with the terms that fit your business. Custom interest rates, custom durations, and clear due dates with no hidden assumptions.
Why it matters
Custom interest rates and term lengths. Configurable start and due dates.
Record every repayment by amount, date, and method. Loan status updates automatically so you always know what is outstanding.
Why it matters
Record cash, bank transfer, mobile money, and more. Automatic loan status updates.
Reports built around the questions lenders actually ask. How is the portfolio performing? Who is overdue? What is collected this month?
Why it matters
Portfolio overview and trends. Repayment performance breakdowns.
Bring your team into the same workspace with clear roles. Member-initiated changes flow into an approval queue for owners and admins.
Why it matters
Owner, admin, and member roles. Approval queue for new borrowers and loans.
Stop chasing borrowers manually. Reminder channels unlock as you grow, from SMS on Starter to WhatsApp on Professional and beyond.
Why it matters
Email reminders on every plan. SMS reminders on Starter.
Built on Supabase with row-level security so each workspace only sees its own data. Encrypted in transit and at rest, with role-based access controls.
Why it matters
HTTPS/TLS for all traffic. Encryption at rest on Supabase.
Switch plans whenever your business changes. PayPal handles the payment, your data stays with you, and limits are enforced fairly.
Why it matters
Free plan with no card required. Monthly billing through PayPal.
From a one-person personal lending business to a microfinance team of ten, LendSmart adapts as you grow. No spreadsheets, no missed repayments, no late-night reconciliation.
