Loan management software
Run your lending business without the spreadsheets.
LendSmart helps individual lenders, microfinance teams, and small lending businesses track borrowers, originate loans, record repayments, and review reports in one secure workspace.
- Free plan available
- No credit card required
- Cancel anytime
Active portfolio
$124,500
- Borrowers
- 42
- Active loans
- 58
- On-time rate
- 96%
Aisha N.
Personal loan / 6 months
$1,200
On track
Daniel K.
Business loan / 12 months
$8,400
Repayment due
Mosa T.
SME loan / 9 months
$3,600
Paid in full
100%
Cloud-based, no install
<60s
From signup to first loan
24/7
Access from any device
Everything you need
A complete loan management toolkit
Built for the realities of lending. From the first borrower record to the last repayment, LendSmart keeps every detail organised and auditable.
Borrower management
Keep every borrower profile, contact detail, and note in one place so any team member can pick up where the last one left off.
Loan origination
Create loans with interest rates, terms, and due dates in seconds. Approval workflows protect your portfolio when more than one person is involved.
Repayment tracking
Record every payment by date and method, automatically update loan status, and stay on top of overdue balances.
Lending reports
See active loans, repayment trends, outstanding balances, and portfolio health on a dashboard built for fast decisions.
Multi-user workspace
Invite teammates, assign roles, and review pending borrower or loan changes from a single approvals queue.
Secure by default
Data is encrypted in transit, stored on Supabase with row-level security, and protected by per-workspace access controls.
How it works
Three steps to a cleaner loan book
01
Create your workspace
Sign up in under a minute. The Free plan supports up to 10 borrowers and 20 loans, no card required.
02
Add borrowers and loans
Capture borrower details, create loans with custom interest and terms, and start tracking repayments straight away.
03
Stay on top of repayments
Record payments as they come in, send reminders on paid plans, and watch your portfolio health update in real time.
Pricing
Start free. Scale when your portfolio does.
Every plan includes the core loan management toolkit. Upgrade when you need more borrowers, more team members, or richer automation.
Starter
$9.99/mo
50 borrowers
- Up to 50 borrowers
- Unlimited loans
- Advanced reporting
- Priority support
Professional
$16.99/mo
200 borrowers
- Up to 200 borrowers
- Unlimited loans
- Full analytics
- 24/7 support
Enterprise
$21.99/mo
Unlimited
- Unlimited borrowers
- Unlimited loans
- Full analytics
- Dedicated support
FAQ
Frequently asked questions
- What is LendSmart?
- LendSmart is a cloud-based loan management platform for individual lenders, microfinance organisations, and small lending businesses. It helps you onboard borrowers, originate loans, record repayments, and review portfolio performance from one secure workspace.
- Is there a free plan?
- Yes. The Free plan supports up to 10 borrowers and 20 loans with basic reporting and email support. You can upgrade to a paid plan at any time as your portfolio grows.
- Can I add team members and approval workflows?
- Paid plans include multi-user workspaces with role-based permissions and an approval queue, so initiated borrowers and loans can be reviewed by an owner or admin before they go active.
- How secure is my data?
- Data is transmitted over HTTPS/TLS and stored on Supabase, which uses encryption at rest, role-based access, and regular security reviews. You can export or delete your data at any time.
- What payment methods are supported?
- Subscriptions are billed in USD through PayPal and activate after a successful capture. You can switch plans or cancel from the in-app subscription page.
- Do you support reminders for borrowers?
- Starter plans include SMS reminders, Professional adds WhatsApp reminders, and Enterprise unlocks all reminder types so you can stay on top of upcoming and overdue repayments.
Ready to simplify your lending?
Set up your workspace, add your first borrower, and record your first repayment in less than five minutes.